Accident Compensation Claim – What Is It And Who Can Help Me? Many people have heard of an accident compensation claim but they don’t know exactly what it is. Let’s make it clear. Different types of claims There are as many types of accident claims as there are accidents, and there are many that cannot be listed here. So, I will cover the main topics. Road Traffic Accidents – These are unfortunate accidents that can involve cars, motorcycles, buses, tractor trailers or any other type of motorized vehicle or not. It can also include a pedestrian or any other person who is unlucky enough to be nearby and get injured from the collision. These are usually the most common claims. Workers injured during their work. These types of mishaps are usually covered by government groups to which employers contribute based on the employer’s history of injury experience. Employers with fewer injuries pay less while those with more injuries pay more. These are also very common claims and may also involve lawsuits if the employer is proven to be negligent or negligent. Property liability claims, i.e. injuries that occur on the premises of a home or business where the injured party is not at fault. This could be a slip and fall, an injury in the pool or a person slipping on the water on a supermarket island. It is usually covered by liability insurance owned by the property or the business owner although if there is proven negligence or negligence on the part of the owner or business owner, the insurance company may only want to pay a portion or sue the insured for their losses as a result of the claim. You’ve Had an Accident – Where to Go for Help Most people do not have accidents on a regular basis and have no experience where to turn to help them make up for the damage and perhaps some compensation for the ordeal. Although if they watch TV in many parts of the world, they see ads daily for personal injury lawyers. Personal injury law firms do exactly what their name suggests, they help people collect settlements from accidents that were not the injured party’s fault. Many affected parties wonder why they can’t just negotiate with the responsible party’s insurance company and get the full settlement instead of sharing it with a law firm. The insurance company will have employee lawyers to negotiate on their behalf and the main objective of this company will be to get the lowest settlement compensation. This is in their best interest as a profitable business. On the other hand, your interests lie in getting the largest settlement payments possible to compensate you for damages and injuries. There lies the conflict. Personal injury attorneys negotiate on an almost daily basis with insurance companies, have knowledge of the law in your jurisdiction, and can try your case in a court of law if a fair settlement is not reached on your behalf. Many of these law firms also operate on a contingency basis, which means they get paid from a portion of the settlement with little or no upfront costs to you. In many cases, the bottom line is that you may net a larger settlement for you by using a personal injury law firm to claim your accident compensation and then trying to negotiate the settlement yourself. This article is for informational purposes only and is not intended to provide legal or medical advice. Please consult a legal or medical break for legal or medical advice.